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Family PLan: Buy from Apple, NEXT or take the $199 deal?

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If I am at the end of my 24 month contract (it ended in June) and I am eligible for the upgrade, what is the best deal long term? I have 2 iPhone 4S, 2 iPhone 5 and a non smart phone (candy bar for grandmother) on the account.  It's a 10 gig shared plan with unlimited talk and text.   The idea is to cycle out the two 4S phones, give the 5 phones to the daughters (currently using the 4S phones) and get two new iPhone 6 for my wife and me.   NEXT or $199 or buy the two phones from Apple?  


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